We used NMTC to build our headquarters building in downtown Holyoke, representing the single largest building project ever in that area. It now provides 500 jobs and serves almost 20,000 residents, all of which adds to the urgent needs of this very poor community. Commercial banks were not comfortable with the potential $20,000,000 investment we needed in this distressed community. Without the NMTC program, all of our current services, including significant support to attend to the issues stemming from COVID-19, would not be as available to the Holyoke community. We are now looking at additional construction projects that will benefit from NMTCs if they continue to be available in t he next few years.